~Rich~ asked:


I have a truck right now that I have financed at 6.99, I can refinance at 5.99 and save 59.40 a month. I have done the math and will pay 717.42 more in the long run. Do you think this is a good idea? Why or why not, and how will this affect my credit rating? I will choose the best answer in the next 24 hrs. Thanks